Insurance Licensing NY-Independent-General-Adjuster real exam prep : NewYorkIndependent General Adjuster (Series 17-70)

  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Nov 10, 2026
  • Q&As: 107 Questions and Answers

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About Insurance Licensing NY-Independent-General-Adjuster Real Exam

Practice that fits between meetings. The NY-Independent-General-Adjuster materials from Real4Prep run on any electronic equipment you own, with no installation limits — so your Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) study happens whenever spare time appears.

Insurance Licensing NY-Independent-General-Adjuster Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYS DFS) / PSI Services LLC
Exam Name:New York Independent General Adjuster
Exam Number:17-70
Real Exam Qty:100
Exam Duration:120 minutes
Related Certifications:New York Independent Accident and Health Adjuster
New York Independent Casualty Adjuster
New York Independent Inland Marine Adjuster
New York Independent Fidelity and Surety Adjuster
New York Independent Automobile Adjuster
New York Independent Fire Adjuster
Available Languages:English
Exam Price:$40 USD
Certificate Validity Period:Two years
Exam Format:Computer-based examination, Multiple-choice questions
Passing Score:70%
Recommended Training:New York DFS Insurance Licensing Resources
PSI New York Insurance Candidate Bulletin
Exam Registration:PSI New York Insurance Examination Registration
New York State Department of Financial Services - Insurance Licensing
Sample Questions:Free Download real NY-Independent-General-Adjuster exam prep
Exam Way:Computer-based examination administered by PSI at a test center or through remote proctoring.
Pre Condition:Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.
Official Syllabus URL:https://test-takers.psiexams.com/api/content/bulletin/7217

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Adjusting Losses11%- Claim Settlement
  • 1. Negotiation and Releases
    • 2. Subrogation, Appraisal and Arbitration
      - Claim Investigation
      • 1. Claim Reporting and Documentation
        • 2. Evidence and Witness Statements
          - Property and Liability Losses
          • 1. Estimates, Depreciation and Salvage
            • 2. Coverage Verification and Loss Evaluation
              - Role of the Adjuster
              • 1. Duties and Responsibilities
                • 2. Independent, Staff and Public Adjusters
                  Medical Reports and Terminology4%- Medical Terminology
                  • 1. Medical Specialties
                    • 2. Prefixes, Suffixes and Abbreviations
                      - Injuries, Diseases and Medical Tests
                      • 1. Common Injuries and Diseases
                        • 2. Diagnostic Tests
                          - Basic Human Anatomy
                          • 1. Skeletal, Nervous and Respiratory Systems
                            • 2. Cardiovascular and Abdominal Systems
                              Insurance Regulation6%- Licensing Requirements
                              • 1. Qualifications and Application
                                • 2. Bond and Fingerprinting
                                  - Disciplinary Actions
                                  • 1. Penalties and Cease and Desist Orders
                                    • 2. Suspension and Revocation
                                      - Claim Settlement Regulations
                                      • 1. Unfair Claim Practices
                                        • 2. Consumer Privacy
                                          - License Maintenance
                                          • 1. Assumed Names and Reporting
                                            • 2. Renewal and Changes
                                              Personal Inland Marine13%- Personal Articles Floater
                                              • 1. Scheduled Personal Property
                                                - Personal Property Floater
                                                • 1. Coverage and Eligible Property
                                                  - Personal Effects Floater
                                                  • 1. Coverage and Loss Settlement
                                                    Commercial Package Policy38%- Commercial Inland Marine
                                                    • 1. Marine Definition and Conditions
                                                      • 2. Contractors Equipment and Installation Floaters
                                                        • 3. Accounts Receivable and Valuable Papers
                                                          • 4. Jewelers Block, Signs and Electronic Data Processing
                                                            - Transportation Coverages
                                                            • 1. Common Carrier Legal Liability
                                                              • 2. Transit Coverage
                                                                • 3. Motor Truck Cargo
                                                                  - Commercial Policy Components
                                                                  • 1. Common Policy Conditions
                                                                    • 2. Common Policy Declarations
                                                                      Homeowners Policy10%- Liability Coverages
                                                                      • 1. Medical Payments to Others
                                                                        • 2. Personal Liability
                                                                          - Property Coverages
                                                                          • 1. Loss of Use and Additional Coverages
                                                                            • 2. Dwelling, Other Structures and Personal Property
                                                                              - Selected Endorsements
                                                                              • 1. New York Special Provisions
                                                                                • 2. Earthquake, Identity Fraud and Home Business
                                                                                  - Coverage Forms
                                                                                  • 1. HO-2 through HO-6
                                                                                    • 2. HO-8
                                                                                      - Perils, Exclusions and Conditions
                                                                                      • 1. Exclusions and Conditions
                                                                                        • 2. Perils Insured Against
                                                                                          Dwelling Policy6%- Coverage Forms and Perils
                                                                                          • 1. Covered Perils
                                                                                            • 2. Basic, Broad and Special Forms
                                                                                              - Property Coverages
                                                                                              • 1. Personal Property and Loss of Use
                                                                                                • 2. Dwelling and Other Structures
                                                                                                  - Exclusions, Conditions and Endorsements
                                                                                                  • 1. General Exclusions and Conditions
                                                                                                    • 2. New York and Selected Endorsements
                                                                                                      Accident and Health Insurance Basics6%- Types of Coverage
                                                                                                      • 1. Accidental Injury and Sickness
                                                                                                        • 2. Disability, Medical and Long-Term Care
                                                                                                          - Accident and Health Claims
                                                                                                          • 1. Investigation and Payment of Claims
                                                                                                            • 2. Notice and Proof of Loss
                                                                                                              - Limited Policies
                                                                                                              • 1. Hospital, Dental and Vision Coverage
                                                                                                                • 2. Accident-Only and Specified Disease
                                                                                                                  Insurance Basics6%- Insurance Principles
                                                                                                                  • 1. Causes and Valuation of Loss
                                                                                                                    • 2. Insurable Interest and Indemnity
                                                                                                                      • 3. Hazards, Negligence and Liability
                                                                                                                        - Policy Structure
                                                                                                                        • 1. Declarations, Conditions and Exclusions
                                                                                                                          • 2. Subrogation, Salvage and Loss Settlement
                                                                                                                            • 3. Limits, Deductibles and Other Insurance
                                                                                                                              - Insurance Contracts
                                                                                                                              • 1. Representations, Warranties and Concealment
                                                                                                                                • 2. Elements and Characteristics

                                                                                                                                  Practical Answers for Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Candidates

                                                                                                                                  At present, the NY-Independent-General-Adjuster exam requires a passing score of 70% and costs $40 USD to register. Insurance Licensing controls both figures, so confirm them on the official site before you book.

                                                                                                                                  The latest exam information lists 100 questions for the NY-Independent-General-Adjuster exam, to be completed in 120 minutes minutes. Rehearsing under these conditions in the online engine is the closest thing to sitting the real test.

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) blueprint is organized into these principal domains:

                                                                                                                                  • Commercial Package Policy (38%)
                                                                                                                                  • Homeowners Policy (10%)
                                                                                                                                  • Insurance Regulation (6%)

                                                                                                                                  Additional domains follow in the full official outline, and our bank spans them all.

                                                                                                                                  Insurance Licensing recommends these official training options:

                                                                                                                                  If formal classes fit your budget and calendar they add structure; otherwise, disciplined self-practice with a current bank covers the same ground.

                                                                                                                                  A team of professional IT experts and certified trainers who focus on this exam field — and who keep the NY-Independent-General-Adjuster bank under constant updating so every candidate prepares smoothly. Every answer is expert-verified, and you can check the accuracy yourself with a free demo before buying. The online test engine deserves special mention: it simulates the actual test environment, supports Windows, Mac, Android, and iOS, carries no installation limits, and lets you practice without limits of time or location — a smooth preparation process for office workers who cannot attend classes.

                                                                                                                                  Upon successful payment, our system automatically sends the product to your mailbox — typically within about a minute — with an instant download link on screen. If nothing arrives within two hours, check your spam folder and contact support. Once purchased, updates are free for 365 days: whenever a new version is released, the updated NY-Independent-General-Adjuster bank is sent to your email immediately. A 50% renewal discount applies after the period ends.

                                                                                                                                  Insurance Licensing specifies the following prerequisites for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70): Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination..

                                                                                                                                  Verify the details on the official certification page before registering.

                                                                                                                                  Documented and honored. If you fail the corresponding exam within 60 days of purchase, send a scanned copy of your enrollment slip and your official Score Report PDF within two days of the exam date; verified claims are refunded in full within seven days. Exclusions: exams taken within three days of purchase, candidate names that differ from the payer, and free or expired products. If you have another exam in mind, you can instead exchange your product for two others of equal value at no charge.

                                                                                                                                  Registration runs through the official channels below:

                                                                                                                                  Choose a test center or online appointment, and book early to keep your preparation timeline comfortable.

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1

                                                                                                                                  Charges for transporting a person injured in an aircraft accident by ambulance are covered under

                                                                                                                                  • A. deductibles.
                                                                                                                                  • B. fiduciary liability.
                                                                                                                                  • C. premiums.
                                                                                                                                  • D. medical payments.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

                                                                                                                                  Question #2

                                                                                                                                  Damage caused to a farmer's crops during an emergency aircraft landing would be covered by

                                                                                                                                  • A. farm liability.
                                                                                                                                  • B. deductible.
                                                                                                                                  • C. products liability.
                                                                                                                                  • D. property damage liability.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

                                                                                                                                  Question #3

                                                                                                                                  A special limitation applies to business income losses under a Businessowners Policy (BOP). This limitation applies to losses resulting from loss or damage to

                                                                                                                                  • A. foundations and retaining walls.
                                                                                                                                  • B. security systems.
                                                                                                                                  • C. electronic media and records.
                                                                                                                                  • D. outdoor signs.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

                                                                                                                                  Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

                                                                                                                                  Question #4

                                                                                                                                  An individual is injured while loading a vessel on U.S. navigable waters. Under which Act would they be covered?

                                                                                                                                  • A. The U.S. Coast Guard Act.
                                                                                                                                  • B. Federal Employers Liability Act (FELA).
                                                                                                                                  • C. U.S. Longshore and Harbor Workers' Compensation Act.
                                                                                                                                  • D. The Jones Act.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

                                                                                                                                  Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

                                                                                                                                  Question #5

                                                                                                                                  The final step of the claims process usually involves which of the following?

                                                                                                                                  • A. The claims representative and the insured discuss details of the loss valuation to agree on the amount the insurer will pay to settle the loss.
                                                                                                                                  • B. The claims representative adjusts the initial reserves.
                                                                                                                                  • C. The claims representative prepares a historical loss run for the insured at the time of final payment.
                                                                                                                                  • D. The claims representative submits the final claim payment report to the state insurance department.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

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