From the free demo to instant delivery, from 365 days of updates to a money-back guarantee, Real4Prep covers every step of your FINRA Investment Company and Variable Contracts Products Representative Examination (IR) journey in 2026. Pick your Series6 package, work through 325 expert-verified questions, and book your exam with confidence.
FINRA Series6 Exam Overview:
| Certification Vendor: | FINRA |
|---|---|
| Exam Name: | Investment Company and Variable Contracts Products Representative Examination (IR) - Series 6 |
| Exam Number: | Series 6 |
| Real Exam Qty: | 55 (50 scored, 5 unscored) |
| Certificate Validity Period: | No fixed expiration; valid while registration with FINRA member firm is maintained |
| Passing Score: | 70% |
| Related Certifications: | Series 6 Top-Off SIE (Securities Industry Essentials) |
| Exam Duration: | 90 minutes |
| Exam Format: | Multiple Choice |
| Available Languages: | English |
| Exam Price: | USD 75 |
| Recommended Training: | FINRA Qualification Exams Overview |
| Exam Registration: | FINRA Series 6 Exam Registration |
| Sample Questions: | ![]() |
| Exam Way: | Computer-based testing at authorized testing centers (Prometric) or remote proctored where available |
| Pre Condition: | Must be sponsored by a FINRA member firm; SIE is typically required or taken prior to or in conjunction with Series 6 registration |
| Official Syllabus URL: | https://www.finra.org/registration-exams-ce/qualification-exams/series6 |
FINRA Series6 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Seeks Business for the Broker-Dealer from Customers and Potential Customers | 24% | - Prospecting and communication with clients
|
| Provides Customers with Information About Investments | 50% | - Investment company securities and variable contracts
|
| Obtains and Verifies Customers' Purchase and Sales Instructions | 10% | - Order processing and transaction procedures
|
| Opens Accounts After Obtaining and Evaluating Customer Financial Profile | 16% | - Customer account types and documentation
|
FINRA Investment Company and Variable Contracts Products Representative Examination (IR) Exam FAQs and Straight Answers
The Series6 exam, officially titled Investment Company and Variable Contracts Products Representative Examination (IR), is the qualifying test for the Investment Company and Variable Contracts Products Representative certification from FINRA, a credential at the Representative level. Passing it proves you have the skills employers look for in certified professionals, and it can also support progress toward related credentials such as Series 6 Top-Off, SIE (Securities Industry Essentials).
The FINRA Investment Company and Variable Contracts Products Representative Examination (IR) exam gives you 90 minutes to work through 55 (50 scored, 5 unscored) questions. That is a steady pace with little room for second-guessing, so train yourself to read each question once, flag the difficult ones, and keep moving. Before exam day, sit at least two full timed sessions in the Real4Prep test engine — when the clock feels familiar, it stops being a threat.
You need 70% to pass, and the official registration fee is USD 75. Fall short and you pay that fee in full again for every retake, which makes solid preparation the cheaper option by far. Work through the Real4Prep practice questions until you score comfortably above the passing mark, then book your seat.
Must be sponsored by a FINRA member firm; SIE is typically required or taken prior to or in conjunction with Series 6 registration Eligibility rules can change over time, so before you register, confirm the latest requirements on the official exam page: FINRA Series6 exam overview.
You can book your Series6 exam through any of these official registration channels:
The exam is delivered as Computer-based testing at authorized testing centers (Prometric) or remote proctored where available, so you can pick the option that fits your schedule when you book.
FINRA recommends the following training for FINRA Investment Company and Variable Contracts Products Representative Examination (IR) candidates:
Pair that training with the 325 practice questions from Real4Prep and you can check your readiness topic by topic before exam day.
Yes. Real4Prep offers a free PDF demo for the FINRA Investment Company and Variable Contracts Products Representative Examination (IR) exam so you can judge the quality of our questions and answers before paying anything. Every purchase also comes with 365 days of free updates, and once that period expires you can extend your update service at a 50% discount.
Your purchase is protected by a 100% money-back guarantee. If you sit the corresponding Series6 exam within 60 days of buying and do not pass, send us a scan of your exam enrollment slip together with your official Score Report (PDF) within 2 days of the exam date — the candidate name must match the payer's name — and we will process your full refund within 7 days. Please note that exams taken within 3 days of purchase, materials downloaded without ever sitting the exam, free products, and expired orders are not covered. If you would rather not have a refund, you can exchange your order for two exam products of equal value, free of charge, and keep the update service on your original purchase.
Delivery is instant: your files are emailed to you within one minute of payment and can also be downloaded directly, with no limit on the number of computers you install them on. If nothing has arrived within 2 hours, contact our customer service team and we will sort it out.
The FINRA Investment Company and Variable Contracts Products Representative Examination (IR) syllabus is organized into 4 domains. The main areas include Seeks Business for the Broker-Dealer from Customers and Potential Customers (24%), Provides Customers with Information About Investments (50%), and Opens Accounts After Obtaining and Evaluating Customer Financial Profile (16%). Scroll up to the Exam Topics section above for the complete, current outline before you plan your study schedule.
FINRA Investment Company and Variable Contracts Products Representative Examination (IR) Sample Questions:
On Friday, August 6th, the Board of Directors of Ecolab (ECI) announced that it would pay a dividend of
$ 0.155 a share to shareholders of record as of Tuesday, September 21st.The dividend checks were
scheduled to be mailed on Friday, October 15th. In this scenario, the payment date is:
- A. Friday, August 6th.
- B. Tuesday, September 21st.
- C. Friday, September 17th.
- D. none of the above.
Correct Answer: D 🗳️
Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).
Rank the following funds in order of their relative risk, from highest to lowest:
I. growth fund
II. high-yield bond fund
III. high-grade bond fund
IV. international fund
- A. II, IV, I, III
- B. IV, I, II, III
- C. IV, II, I, III
- D. I, IV, III, II
Correct Answer: B 🗳️
Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).
In 2004, your Uncle Oscar purchased 300 shares of Hasbro, Inc. for $19 a share. Uncle Oscar died earlier
year and left his Hasbro stock to you. The stock was selling for $44 on the day he died, but by the time
you learned that you were the beneficiary of the stock, the price was $47. A month later, you notice that
the stock is selling for $55 and decide to sell it. What is the tax consequence of this sale to you?
- A. None of the above is the correct tax consequence of this sale.
- B. $3,300, taxed as long-term capital gain income
- C. $2,400 taxed as short-term capital gain income
- D. $10,800, taxed as long-term capital gain income
Correct Answer: B 🗳️
Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).
After passing the Series 6 and becoming a registered representative, you will be able to execute
transactions in which of the following securities?
I. corporate stocks
II. mutual funds
III. corporate bonds
IV. variable contracts
- A. II and IV only
- B. II and III only
- C. I, II, and IV only
- D. I, II, III, and IV
Correct Answer: A 🗳️
Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).
Which of the following statements about non-qualified employer-sponsored retirement plans is false?
- A. The plan does not have to abide by ERISA's vesting requirements.
- B. An employer does not have to offer the plan to all employees over 21 years old.
- C. The earnings on the plan's contributions remain untaxed until they are withdrawn.
- D. The plan may be either funded or unfunded.
Correct Answer: C 🗳️
Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).
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