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IIC C11 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Insurance Principles | - Insurance Market Structure
|
| Legal Principles of Insurance | - Insurable Interest and Indemnity
|
| Insurance Practice | - Underwriting and Pricing
|
IIC Principles and Practice of Insurance Sample Questions:
Which type of insurance company has the same capital structure as any other capital enterprise?
- A. Captive company
- B. Co-operative company
- C. Stock company
- D. Factory mutual company
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Which financial outcome would be expected when engaging in a speculative risk?
- A. Possibility of either gain or loss
- B. No possibility of gain
- C. Possibility of gain only
- D. No possibility of loss
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Why does the need for liability insurance arise?
- A. Reduce personal risk to oneself
- B. Fulfill legal obligations to others
- C. Uphold ethical feelings of responsibility
- D. Meet societal obligations and norms
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If thenet premiumis $4,000 and thebroker's commissionis 20%, what is thepolicy premium?
- A. $5,000
- B. $4,500
- C. $6,500
- D. $3,200
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Orianna is an insurance professional who acts on behalf of the insurerandthe insured. She owns her client list and is paid commission once policies are arranged. What is her profession?
- A. Underwriter
- B. Exclusive agent
- C. Broker
- D. Independent adjuster
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